STRIPE SCA (Strong Customer Authentication Readiness)

Hello! Has anyone managed to deal with this new requirements? Stripe is asking to update our integration to support SCA but we dont have any coders in our team and it is not clear what we have to do to fulfill those requirements...?

3 comments

  • JoeyJoey Administrator, Moderator, Lightspeed Staff Posts: 243 moderator

    Hi @urbntribe

    The implementation and upgrade of the Stripe payment method to support SCA is something we are aware of and looking into. This is not something you need to implement, assuming you are using the Lightspeed build payment method. The FCA (in the UK) has agreed to an 18 month extension to allow eCommerce platforms to integrate SCA. The 18 month extension started on September 14, you can read the details here: https://www.fca.org.uk/news/press-releases/fca-agrees-plan-phased-implementation-strong-customer-authentication.

    Other EU countries have also granted extensions.

    We are confident that our Stripe integration will be ready when SCA enforcement starts.

    Hope this clarifies the situation.

    eCom Support Team
    Lightspeed HQ
  • NickSNickS Member Posts: 10

    Hi Joey,

    This may not be "something we need to implement", but something we would actually very much welcome. We have been subject to frequent fraudulent card payments. Some we have caught, some we have not resulting in thousands of pounds of lost stock (the cardholders, card companies and intermediaries such as Stripe and Lightspeed lose nothing). Therefore the sooner we can add extra layers of security the better from our perspective. In particular had we had the option to use 3D secure we would not have been out of pocket. As Urbntribe states we don't all have teams of coders on hand to figure this sort of thing out. That's why we use Lightspeed / Stripe.

    I would very much welcome an immediate implementation of SCA rather than waiting for it to become compulsory. That's not the point.

    Look forward to your feedback!

    Nick

  • JoeyJoey Administrator, Moderator, Lightspeed Staff Posts: 243 moderator

    Hi @NickS,

    SCA will be implemented in our Stripe integration, however, I do not have a timeline. I do know it will not be "immediate" but before the enforcement date, this is the only information I have at this time.

    eCom Support Team
    Lightspeed HQ
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